Bajaj Finance shares dropped 7% despite double-digit Q2 profit growth. BajajFinance के शेयरों में दो अंकीय तिमाही लाभ वृद्धि के बावजूद 7% की गिरावट दर्ज की गई।

Bajaj Finance is one of India's biggest non-banking financial companies (NBFC). It started in 1987 as Bajaj Auto Finance Limited, set up by the famous Bajaj Group, which was founded by Jamnalal Bajaj back in 1926. At first, it focused on loans for two-wheelers and three-wheelers, then grew to include business loans, consumer goods financing, and home loans over the years. In 2010, it changed its name to Bajaj Finance Limited to match its wider range of services. The company is run by leaders like Sanjiv Bajaj as Chairman and Rajeev Jain as Managing Director.

These days, Bajaj Finance has a huge network across India, helping millions of customers with things like personal loans, small business and commercial lending, fixed deposits, and wealth management. It's become a top player by using smart technology and strong ways to manage risks.

In its latest Q2 results, Bajaj Finance showed a solid 22% profit growth compared to last year, but its stock price still dropped 7%. This happened because the company lowered its expected growth in assets under management (AUM) to 22-23% from the earlier 24-25%, which upset investors. Other worries include poorer loan quality, non-performing assets (NPAs) climbing to 1.24%, higher costs for bad loans, and slower growth in loans to small businesses (MSMEs), all adding to doubts about the stock.Bajaj Finance Share Price Prediction:

Based on some online sources, here are rough minimum share price estimates for the future:

2030: ₹3,800-4500

2035: ₹7,000-8500

2040: ₹9,468-12000

In Hindi- 

बजाज फाइनेंस की स्थापना 1987 में 'बजाज ऑटो फाइनेंस लिमिटेड' के नाम से हुई थी, इसके संस्थापक प्रसिद्ध उद्योगपति जमनालाल बजाज हैं. कंपनी ने अपने शुरुआती वर्षों में ऑटो फाइनेंस पर ध्यान केंद्रित किया, बाद में उपभोक्ता, व्यवसाय और संपत्ति ऋण की सेवाएं देना शुरू किया। 

2010 में इसका नाम बदलकर 'बजाज फाइनेंस लिमिटेड' रखा गया, जिसके अध्यक्ष संजीव बजाज और प्रबंध निदेशक राजीव जैन हैं। आज, कंपनी भारत की प्रमुख NBFC में से एक है।

हाल ही में, तिमाही लाभ में 22% की वृद्धि के बावजूद, शेयरों में 7% से अधिक गिरावट आई। इसके पीछे कारण हैं - कंपनी द्वारा AUM वृद्धि के लक्ष्य को 24-25% से घटाकर 22-23% करना, बढ़ती NPAs (1.24%), MSME लोन बुक में धीमी वृद्धि और ऊंची क्रेडिट लागत।

आगे के वर्षों के लिए अनुमानित शेयर मूल्य लक्ष्य:

2030: ₹3,800-4500

2035: ₹7,000-8500

2040: ₹9,468-12000